🇩🇪 Overwhelmed by German finances?
Higher Income
Increase your net salary through smart tax optimization.
Cost Optimization
Optimize your insurance setup and reduce costs by up to 40%.
Savings Guarantee
If we cannot reduce your costs by at least €3,000, we cover the difference.
Free Trial
We deliver first. No upfront fee and no signature required to start.
Independent Access to over 280 insurance providers and more than 500 investment partners
Do These Problems Sound Familiar?
High taxes, expensive insurance, and confusing bureaucracy can make financial decisions in Germany difficult. Many people face these challenges every day.
Overpaying for Taxes and Insurances
Many employees unknowingly overpay up to 40% for taxes and insurances because they don’t understand how the system actually works.
Confusing Information and Opinions
Colleagues share their opinions, but few have real experience or case studies, making it difficult to make a confident decision.
Too Much Paperwork and Complexity
Bureaucracy, paperwork, and German documents make the system difficult to navigate and unnecessarily complex.
Reduce Your Tax Burden
Reduce your taxes by up to 45% by making smart decisions that impact your tax burden.
Pay Less for Your Insurance
Reduce unnecessary insurance costs up to 40% while keeping strong coverage and long-term flexibility.
No More Paperwork
Manage all your insurance contracts in one secure platform. Sign and organize everything digitally.
How it works
A Simple 3-Step Process
Test our service for free – no upfront fee and no signature required.
01
You Start here
Free Intro Call
In a free 30-minute intro call, we analyze your situation and show you how our optimization process works. You’ll get a clear overview of your options and immediate access to our knowledge resources.
02
Optimization
Optimization Consultations
In the following consultations, we review your current insurance setup in detail and identify concrete savings potential. We compare your existing policies with better options across the entire market to improve both coverage and cost efficiency.
Key Highlights
Better financial decisions are based on experience and proven strategies. Our advisory process delivers clear and measurable results.
€3,000
Guaranteed Savings
2-3
Calls to Real Results
10
Years of Experience
100+
Clients Helped Monthly
Everything Included in Your Free Trial
Your free trial gives you access to the knowledge, guidance, and tools needed to make confident financial decisions.
1:1 Consultations
Personal guidance tailored to your individual financial situation and goals. We support you step by step and help you make clear, confident decisions.
Video Course
A goldmine of knowledge: free videos, summaries, pricing insights, before-and-after calculations, and conditions. + Live Chat Support
Full Market Access
As an independent broker, we provide objective advice and access to the full range of products and solutions available on the market.
100% Transparency
Our recommendations are based on our analysis. We transparently share our results and product recommendations to build trust.
Ongoing Support
From the first consultation to implementation and beyond, we provide consistent support to help you navigate every step with confidence.
Meet Our Team
Our team is here to support you with clear advice, personal guidance, and fast responses whenever you need help.
Stefan
Managing Director & Advisor
Pranay
Customer Support
Sonja
Customer Support
Simon
Analytics & Marketing
Michael
IT & Development
Frequently Asked Questions
What Content Is Free, and When Do I Start Paying?
You start completely free with an intro call where we review your personal situation and available options. After that, you can book additional free consultations where we identify optimization opportunities and potential savings, including switching to more cost-efficient and better performing insurance solutions.
If you are satisfied with the results, you can continue with the full Prosperity Course for a one-time fee of €449 to further optimize additional areas of your finances and expand your investment strategy.
Why Should I Choose You?
Our service is completely risk-free. We first show you your optimization potential free of charge so you can evaluate our approach before making any commitment.
During the consultations and video course, you gain the knowledge needed to make confident decisions. You decide at your own pace whether to implement the recommended solutions. We are fully transparent and only recommend strategies we use ourselves.
What Does Long-Term Support Look Like?
If you implement a financial product through us during the free trial, we continue to support you long term. If you choose the full Prosperity Course, we provide ongoing support across all financial areas we cover, including insurance, tax-efficient product structures, and investments.
How Does Your €3,000 Cost Savings Guarantee Work?
If we cannot reduce your costs by at least €3,000 within the first three consultations, we cover the difference. The only requirement is that the recommended insurance optimizations are implemented so the savings can actually be realized.
Stefan Vielhaber
“We don’t sell financial products. We build long-term strategies – explained clearly, step-by-step, and without pressure."
Legal
Contact
Phone: +49 30 25770815
Mail: kontakt@stefan-vielhaber.com
Vielhaber GmbH
Rathausgasse 17
12529 Schönefeld
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